TOLEDO, OHIO | Downtown: 419-255-0126 | West Toledo: 419-531-1192 | Maumee: 419-259-5403
Who pays for title insurance — the seller or the buyer?
Is it mandatory for a seller to pay for title insurance in Oregon, especially if they were sole owner of home from the day it was constructed? We don’t know of any particular law that states that a seller or buyer must pay for title insurance when it comes to selling or buying a home. The question you’re really asking isn’t about whether there is a law that requires you to buy that title policy.
Cautionary Tale on Why You Need to Protect Your Home with Title Insurance
She can’t transfer the title of her house to her children because of an old outstanding mortgage of $80,000 on her family home. The mortgage was with a private individual who was never taken off from the previous sale of that particular house more than 30 years ago. The lawyers are deceased, and no one can help her. What does she need to do?
Midland Title First to E-Record a Deed in Lucas County!
Anita Lopez Lucas County Auditor is pleased to announce her office facilitated the first e-recording of a deed in Lucas County history.
Title Companies and local attorneys tested deeds e-recording and the first attempt was successful. Midland Title volunteered first and Mike Kajfasz said, "Auditor Lopez now invites lawyers & title companies to register with the County Auditor's office to become eligible."
Northwest Ohio's Largest Locally Owned Title Agency
Your source for title information and insurance, convenient access, and prompt, personal service. The professional staff at Midland Title includes attorneys Licensed in Ohio and Michigan, licensed title agents, escrow officers and support staff. Our experienced employees are personally involved throughout the process, ensuring the highest standards of accountability. We offer title and closing services to Realtors, Lenders, Builders, Attorneys, Buyers and Sellers of residential and commercial properties.
What Can We Do For You?
Your source for title information and insurance, convenient access, and prompt, personal service. The professional staff at Midland Title includes attorneys Licensed in Ohio and Michigan, licensed title agents, escrow officers and support staff.
Why Choose Midland?
Midland Title’s highly trained, experienced staff specializes in residential & commercial real estate & is dedicated to better serve our clients. Our employees are personally involved throughout the process, ensuring the highest standards of accountability.
Locally Owned & Operated
Proudly serving the Northwest Ohio Toledo area as well as Southern Michigan, Midland is your choice for local, fast and accurate service. We take pride in what we do, and provide only the absolute best service to our customers.
Locally Owned & Operated. Your Choice, Choose Midland.
Title Inquires: (419) 255-0126 | Schedule A Closing: (419) 531-1192
Adams Street Downtown Office
- 401 Adams Street
- Toledo, Ohio 43604
- 419-255-0126 | 419-255-9108 (fax)
Executive Parkway West Toledo Office
- 3103 Executive Pkwy., Suite 101
- Toledo, Ohio 43606
- 419-531-1192 | 419-531-0635 (fax)
Briarfield Boulevard Maumee Office
- 3355 Briarfield Boulevard
- Maumee, Ohio 43537
- 419-259-5403 | 419-259-5409 (fax)
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Midland Title & Escrow offers four convenient ways to place an order.
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Download The New Closing Agreement to Release Information
Residential Services Division
Attorneys, Lenders, and Homeowners know that getting what you need for your residential real estate transactions should be simple, and with Midland Title it is.
Commercial Services Division
We're equipped to handle a wide variety of transactions including retail and office. We can also assist in multi state transactions and tax-deferred exchanges.
In the News
Will the new mortgage disclosures delay my closing?
The answer is NO for just about everybody. When the Know Before You Owe mortgage disclosure rule becomes effective, lenders must give you new, easier-to-use disclosures about your loan three business days before closing. This gives you time to review the terms of the deal before you get to the closing table.
Many things can change in the days leading up to closing. Most changes will not require your lender to give you three more business days to review the new terms before closing. The new rule allows for ordinary changes that do not alter the basic terms of the deal.
Underwriters
Testimonials
''Working in the competitive industry of real estate my team and I are always striving for ways to set us apart. We have realized that exceptional service is the best way to differentiate us from the rest.
In the competing world of title companies, Midland Title sets themselves apart with that same philosophy. Their communication, timeliness with providing information and attention to detail gives my team and our clients peace of mind. They are always looking for ways to improve, are never complacent and will go that extra mile to make sure everyone is well taken care of.
Knowing that the closing is the last part of what may have been a long journey with our clients, we need that experience to end on a positive note. We feel confident recommending Midland Title and know they will provide that seamless, pleasant experience to the end."
-Victoria Valle of Victoria's Luxury Home Team
"I have worked with Midland for numerous years and continue to remain loyal to them based on their quality of service and attention to detail. They work seamlessly with my support staff to carry a transaction from contract to closing. In addition, they always offer help wherever possible and are willing to go the extra mile. They are an extension of my business and always provide my clients the same professional service and personal attention I strive to provide. "
- Craig Rush, Realtor – Loss Realty Group
"Having been in the Real Estate business for 40 years I am extremely pleased with the level of service and professionalism provided by Midland Tile. The in-depth staff at Midland assures our team along with our clients, that details will be handled in the most professional way on every transaction. We can always count on you and your team."
Lance Tyo, Broker – RE/Max Preferred Associates
"In my thirty plus years of selling real estate in the Toledo area I have found Midland Title to be one of the very best Title Companies for service, timely response to questions and a staff of professional people who help make the closing process a truly enjoyable experience. "
- Mark H. Kruse